A sanctuary for your finances. Track spending, crush debt, and elevate your future with an AI that actually understands you.
Bank-level AES-256 encryption. We never sell your data.
Connect 10,000+ banks via Plaid.
We can view your data, never move money.
Start tracking in under a minute. No bank required.
No mandatory bank connections. Start with what you know and build confidence.
Log income, expenses, and debts. Import a CSV or add manually instantly.
Tell Prosperity your targets — savings milestones, limits, or payoff plans.
Your AI coach uncovers trends and habits, boosting your FinanceScore over time.
Premium tools built for real life.
See your full picture at a glance. Income, net worth, and 6-month predictive trends.
Ask anything about your money. Receive hyper-personalized actionable advice.
Map out your escape. Track high-interest debts and get automated payoff regimens.
FinanceScore™ analyzes your core habits to generate a single 0-100 metric updated weekly.
The free plan is genuinely useful. Upgrade for limitless tools and AI access.
Join thousands who have already taken control of their financial destiny.
Create free accountDon't want to sync a bank? Drop your bank exports here. Your data stays private.